How to Convert Hourly Wage to Salary

Whether you're comparing a job offer, budgeting, or just curious, converting your hourly rate to a yearly figure takes one quick formula. This guide shows the math, a handy conversion table, and the adjustments that trip people up.

⚡ TL;DR — Quick Answer

Multiply your hourly rate by weekly hours, then by 52. The full-time shortcut is hourly × 2,080 (40 hours × 52 weeks), so $20/hour ≈ $41,600/year. Adjust for part-time hours, unpaid weeks, and overtime — and remember this is gross pay, not take-home.

The Short Answer

To turn an hourly wage into a yearly salary, multiply your hourly rate by the hours you work per week, then by 52 weeks. The fastest full-time shortcut is hourly × 2,080 — because full-time work is about 40 hours × 52 weeks = 2,080 hours a year. So $20/hour ≈ $41,600 a year.

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The Formula

The full calculation is simple:

Common Hourly Wages as Annual Salary (Full-Time)

Hourly rateAnnual (40 hrs/week)Monthly
$15$31,200$2,600
$20$41,600$3,467
$25$52,000$4,333
$30$62,400$5,200
$40$83,200$6,933
$50$104,000$8,667

Going the Other Way: Salary to Hourly

To convert a salary back to an hourly rate, divide by 2,080. A $60,000 salary is about $28.85/hour ($60,000 ÷ 2,080). This is handy when comparing a salaried job offer to hourly or contract work.

Adjust for Part-Time and Time Off

The 2,080 figure assumes full-time hours with paid time off. Two adjustments matter:

📗 Don't forget overtime. Under U.S. federal law (the FLSA), most hourly employees earn 1.5× their regular rate for hours worked beyond 40 in a week. Regular overtime can meaningfully raise your real annual earnings above the base formula.

Salary Is Not Take-Home Pay

Converting to an annual salary tells you your gross pay — before taxes. After federal income tax, FICA (7.65%), and any state tax, your take-home is typically 70–80% of that figure. Keep that in mind when comparing offers or budgeting.

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Why This Matters When Comparing Job Offers

Converting to an annual number is the first step, but a fair comparison goes further. A salaried role often includes paid time off, health insurance, retirement matching, and other benefits that an hourly or contract rate may not. If you're weighing contract or 1099 work, remember you'll owe self-employment tax (about 15.3% for Social Security and Medicare, since no employer covers half) and you'll fund your own benefits — so a contractor's hourly rate usually needs to be noticeably higher than an employee's to come out even. When comparing, line up total compensation, not just the headline number.

Frequently Asked Questions

How do I convert hourly pay to annual salary?

Multiply your hourly rate by your weekly hours, then by 52. For full-time work, the shortcut is hourly × 2,080. For example, $20/hour equals about $41,600 per year.

How much is $20 an hour annually?

About $41,600 per year for full-time work (40 hours/week × 52 weeks), or roughly $3,467 per month before taxes. Take-home pay will be lower after taxes and deductions.

How many work hours are in a year?

Full-time work is about 2,080 hours a year — 40 hours per week times 52 weeks. If you take unpaid time off, your actual paid hours will be lower.

How do I convert salary to hourly?

Divide the annual salary by 2,080. A $60,000 salary works out to roughly $28.85 per hour for a standard full-time schedule.

Does the salary figure include overtime?

No. The basic formula uses your regular rate. Under U.S. law, most hourly workers earn 1.5× pay for hours over 40 per week, which can raise your real annual total.

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